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Charity First: Delivering Specialized Insurance Solutions

Since 1985, Charity First has served the property & casualty insurance industry as a program manager and wholesaler providing our retail insurance customers with markets and products to meet the unique needs of the nonprofit community. We support the nonprofit mission of philanthropy and service and believe that what we do for our customers helps them become more successful and provides them with the ability to continue their great work.

Insuring Nonprofits

As an established leader in the nonprofit niche, we write a broad range of classes, including residential care facilities for children, transitional living centers, and shelters for battered women. We also write foundations, food banks, and clubs such as Junior League or Kiwanis. In addition, we insure for-profit corporations that provide social services such as alcohol and drug facilities and group homes for the developmentally challenged. We insure thousands of nonprofit organizations on a nationwide basis, providing key coverages: Property, General Liability, Professional Liability, Sexual Abuse, Inland Marine, Crime, Auto, Directors & Officers, Umbrella, and Workers Comp. In addition, we offer International coverage for those nonprofits with this type of exposure.

At Charity First, we also provide insurance programs for religious institutions. Our religious program is tailored exclusively for denominational/non-denominational churches, synagogues, temples and more. We offer General Liability, Property, Sexual Abuse/Molestation, Medical Payments, Corporal Punishment, Pastoral Professional, as well as several optional coverages.

Going Beyond Nonprofits

In addition, we write for-profit firms in several key niches. We write most eligible Business Owners Policy (BOP) classes customized to address specific and unique exposures for each industry.

Why Charity First

We bring a level of experience and expertise to the segments we write that is second to none, providing our agency customers with stability and a long-term commitment that we are here for you and your insureds today and into the future. Retail brokers across the country value our responsiveness, experienced underwriting, consistent service and broad range of safety and loss prevention resources. Our foundation was built based on trust, knowledge, and service, and we understand that the relationships we develop and foster through the years are a true indicator of how successfully we conduct our business and ourselves. With us, you will receive:


  • Underwriting expertise and innovation
  • Program flexibility and resources to keep in step with changes in the markets we write
  • A responsive and dedicated staff to assist you in coverage placement
  • Strong carrier relationships committed to the niches we write

Contact Charity First to learn more about our insurance products.

We strive to fulfill our mission by focusing on the human side of doing business and placing the needs of our customers first. We invite you to learn more about each of our programs and the products we offer. Please give us a call at 800-352-2761 or complete the Contact Us form on this page.