I’m Interested!

Tab 6

Coverage Highlights

Program Features
  • Wide range of premium sizes. Accounts range from our minimum premium of $2K to $900K
  • No ex mod restrictions
  • No broker fees
  • Flexible billing – installment plans available
  • Superior customer service
  • Excellent claims handling by Travelers
  • Risk Control services provided through Travelers, not independent vendors
Target Classes
  • Adoption Agencies
  • Advocacy Organizations
  • Schools
  • Clinics
  • Drug Rehabilitation
  • Counseling Organizations
  • Food Banks
  • Museums
  • Organizations for Developmentally Disabled
  • Domestic Violence Shelters
  • Fraternal Orders
  • Social Service Agencies
  • Thrift Stores
Available States

We currently write in all states except Hawaii.

Ineligible exposures
  • New Ventures or Risks without prior WC coverage
  • Assisted Living
  • Home Health Care
  • Hospice
  • Convalescent Homes
  • Skilled Nursing
  • YMCA’s
  • Theaters
  • Transportation/Livery Nonprofits

Pay As You Go Plan

Plan Features
  • No Down Payment
  • Real-time Workers Compensation premiums based on reported payrolls
  • Improved cash flow
  • Automatic payment deductions
  • Reduced audit exposure due to real-time premium calculations
Submission Requirements
  • At least 1 full time employee
  • Acord Application
  • 4 years currently valued loss runs
  • Copy of ex mod worksheet
  • Completed supplemental